A guy needs money so he walked into a bank in Brisbane and asked for a loan. He told the bank that he was flying to Cairns for an international redneck festival for two weeks and needed to borrow $5,000 and that he was not a depositor of the bank.

The bank manager told him that the bank would need some form of security for the loan, so the guy handed over the keys to his new Ferrari. The guy produced proof of ownership and everything checked out. The bank agreed to hold the car as collateral for the loan and apologised for having to charge 15% interest. Later, the bank manager and his staff all enjoyed a good laugh at the guys expense for using a $300,000 Ferrari as collateral for a $5,000 loan.

An employee of the bank then drove the Ferrari into the bank’s private underground garage and parked it. Two weeks later, the guy returned, repaid the $5,000 and the interest of $31.35.

The bank manager said, “Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out on Dunn & Bradstreet and found that you are a distinguished alumni from the University of Queensland, a highly sophisticated investor and multi-millionaire with real estate and financial interests all over the world. What puzzles us is why would you bother to borrow $5,000?”

The guy replied, “Where else in Brisbane City can I park my car for two weeks for only $31.35 and expect it to be there when I return?”

(This is an Australian version of a story I read at urbansurvival.com)